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Feb 26 •
Insurance updates
What’s up fam — insurance has come up here a few times over the past months, so I wanted to share my latest experience. I originally used Tint for all off-trip coverage and stayed with them for my first 10 months, paying about $100 per vehicle per month. I hadn’t planned on switching until I received an email saying my rates were increasing starting in March — and not just slightly. Some vehicles were going up nearly $40/month. This may be localized to Florida, but I’m not certain. Worth noting: I never filed a single claim. That increase pushed me to really dig into alternatives. I had already been researching coverage for private rentals but hadn’t gone deep until now. After multiple calls and quote comparisons, I realized off-trip coverage was largely unnecessary for my situation. My vehicles are used strictly for business, so carrying higher off-trip coverage from the start probably wasn’t the best fit for me. (This may differ for others — always evaluate based on your own operation.) With private rentals increasing and policy costs rising, I made the switch to Roamly. They cover both off-trip use and private rentals. I still require guests’ personal insurance to act as primary coverage for private rentals, but now I have backup protection if issues arise. Even better — my entire fleet now costs less to insure while giving me more coverage and peace of mind. Pro tip: For long-term, trusted renters with fully verified personal insurance that covers rentals, consider reducing coverage to liability-only during their rental period to lower costs even further. Hope this helps someone evaluating their options.
1 like • Feb 26
@Toks Adebayo I haven't used it yet but that Bonzah is what I'll offer to folks without the proper insurance.
1 like • 9d
@Hazel Torres I definitely would not recommend dropping off trip insurance all together. For my situation though, I realized that carrying full coverage wasn’t necessary and decreasing to liability only was a risk/reward I was willing to accept to protected my assets. My assets are all 100% business use only. If you use them at all for personal then it would probably be in your best interest to keep full coverage off trip insurance on them. Also for me, all my vehicle remain on my property when they aren’t rented. So I have less stress about them being stored at a grocery store or some public place where there’s a much greater chance that something can happen to them. Also, I changed the type of assets I was purchasing. I stopped buying $30k vehicle and moved to cash cars. It’s a lot less stressful to know that if I have a total loss on a sub $10k vehicle that is already paid off. If I lose that vehicle I’m not worried about how do I use it to make money to pay the monthly bill. With all that being said, I still make sure I have some insurance on all vehicles at all times, it’s the law. I would never not have some type of protection for them. - 100% business use - No concern of theft/vandalism where stored when not in use - No worry about monthly payment if total loss Again I’ll say this… just because it works for me doesn’t mean it will work for everyone. Always evaluate your situation. Always feel comfortable with your level of risk vs reward level. Always stay legal.
23d •
Stand outs
Community what was that stand out thing that made your company BOOM?! List them down below for us newbies.
3 likes • 19d
Time and experience. The real answer is FUNDING, but knowing how to deploy the funds for my business model was big. I was in the game for nearly a year before I got any business funding so it gave me time to see what worked and what didn’t. This time frame allowed me an opportunity to test different ways I wanted to purchase assets, and really what type of assets work best for me.
Feb 27 •
Business email and phone number
What did y’all do for your business’s email and phone number? Did you use your personal ones or did you open email and phone accounts for your business? My business is the Turo one.
3 likes • Mar 2
I use a virtual office that I got through my registered agent services. I think I pay $20 a month. I used Sunshine corporate filing per @Kayne Robinson training session to form my LLC. After that they offered a whole bunch of other services as well. I also use them for mail forwarding since everything goes to my business address.
Jan 11 •
Newest addition to the VVV fleet
Meet the 2014 Lincoln MKZ Hybrid. Purchased 1/2/26, full initial maintenance, detailed, and she had her photo shoot yesterday. All in for less than $10k. Lincoln MKZ 2014 rental in Riverview, FL by Corey M. | Turo Instagram
0 likes • Jan 12
🤞
0 likes • Jan 12
@Toks Adebayo Yeah bro I was super happy with the way they turned out
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@corey-mueller-8406
27-year Navy veteran transitioning into life as a civilian.
Active 22h ago
Joined Nov 20, 2024
Valrico, FL
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