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7d • Start Here
Rules & Operating Principles
The Circle is a private, professional network built for people who take private lending seriously.
These rules are not here to restrict you.
They exist to protect the quality of the room.
By being here, you agree to operate within these principles.
1. This Is a Network — Not a Course
The Circle is not positioned as an education product. It is a working network designed to develop capable operators and produce real deal flow.
Content exists to support conversation—not replace it.
If you’re here only to consume and disappear, this is the wrong room.
2. Signal Over Noise
Posts should be:
  • Specific
  • Relevant
  • Grounded in real scenarios
Avoid:
  • Vague hypotheticals
  • Motivational fluff
  • Content that belongs on social media
If a post doesn’t help someone think, decide, or operate better, it doesn’t belong here.
3. No Pitching Without Permission
This is not a marketplace.
You may not:
  • Pitch services
  • Promote deals
  • Solicit capital
  • DM members for business
…without explicit permission or invitation.
Violations will be removed. Repeated violations may result in removal from the community.
4. Deal Talk Must Be Real
When discussing deals:
  • Be honest
  • Share real numbers when possible
  • Don’t exaggerate experience or outcomes
Credibility matters here. This network compounds only if people can trust what’s being shared.
5. Professional Conduct Is Mandatory
Disagreement is welcome.
Disrespect is not.
No:
  • Personal attacks
  • Condescension
  • Ego‑driven behavior
Operate like you would in a lender’s credit committee or a serious partner meeting.
6. No Guarantees, No Hype
There are:
  • No promised returns
  • No “can’t miss” deals
  • No shortcuts
Private lending is a risk business. Anyone claiming otherwise does not belong in this room.
7. Confidentiality Is Expected
What’s shared in The Circle stays in The Circle.
Do not:
  • Screenshot posts
  • Share member discussions externally
  • Quote members without permission
Trust is a prerequisite for access.
8. Progression Is Earned
The Circle is designed as a path, not a badge. Members progress based on:
  • Engagement
  • Capability
  • Integrity
  • Production readiness
Access deepens as trust is built.
Enforcement
Moderation is intentional and firm.
Posts may be edited or removed.
Members may be warned or removed.
This is done to protect the standard, not to police personalities.
Final Word
The Circle works because the bar is high.
If you respect the craft, contribute thoughtfully, and operate with discipline, this community will create real leverage for you.
If not, it will feel uncomfortable—and that’s by design.
Welcome to The Circle.
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Tim Herriage
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Rules & Operating Principles
The Circle
skool.com/the-circle
A private network for serious private lending operators to learn how capital really works, structure better deals, and earn trust through execution.
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